Chapter 222 Loan
Chapter 222 Loan
Qi Tongwei knew that this was a warning to himself.
Even in later times, relationships between men and women are a stain that can easily lead to the downfall of cadres.
If it is not exposed, it will not cause any harm. But once it is exposed, it will become a weapon for political opponents to attack.
"When you two are out there, you must be careful about your behavior and don't let anyone catch you. Otherwise, you might lose your job, but you might even lose your life."
"Dad, I get it, don't worry." Qi Tongwei made the assurance with a serious expression.
The awkward relationship made Liang Qunfeng unwilling to talk more, so he picked up the tea and sipped it slowly.
Qi Tongwei took the opportunity to talk about the construction of the railway.
Liang Qunfeng waved his hand and said, "Since Xiao Guo has his own considerations, you should stop asking around.
It’s good that you want to improve, but you have to put your eyes on their position and consider the overall situation.”
Qi Tongwei finally put his mind at ease.
If we continue to push forward with this, it will probably cause unhappiness to a lot of people, and Zhong Xiaoai will have to explain everything again.
Liang Qunfeng had dinner in the villa and then left with Liang's mother, leaving the space to the three of them and a trustworthy nanny.
As the Secretary of the Political and Legal Affairs Commission, my every word and action is under close scrutiny, and it is not a good idea to stay in such a place overnight.
At night, amid the strange voices of teacher and classmate Qi, the bright moon sank and the red sun rose in the east.
After a night of release, Qi Tongwei felt refreshed both physically and mentally.
There is still a big difference between young girls and young women.
Just a glance and the posture is switched.
With Liang Lu's help, Qi Tongwei dressed neatly and went out.
In addition to the railway business, he also came to Jingzhou for loans.
Jingzhou City Bank is the largest bank in Handong besides the Big Four banks.
In recent years, due to its fast approval speed and high loan amount, it has been highly sought after by various businessmen in Handong.
Even Huawei Group has taken out several loans here.
Qi Tongwei introduced his identity and soon a woman came out to greet him.
"Hello, County Magistrate Qi."
"Hello, Manager Ouyang."
That’s right, the person who came was Li Dakang’s wife, Ouyang Jing, the current manager of the Guangming District Branch of Jingzhou City Bank.
Qi Tongwei also contacted the Hekou County government in advance by phone, but he didn't expect that it was such a coincidence that Ouyang Jing was assigned to be the liaison.
Ouyang Jing acted efficiently like a career woman. She invited Qi Tongwei into the reception room and handed him a document.
"County Magistrate Qi, this is our bank's loan interest rate, please take a look."
Qi Tongwei took it, looked through it carefully, and compared the interest rates of the four major banks. He found that there was indeed a discount, but it was not significant.
The interest rate in 13 was a bit scary, with the interest rate for three years being points.
This is still a bit lower than the Big Four banks.
One is that everyone wants to borrow money now, and demand exceeds supply.
The second is that there are too few banks now. Apart from the four major banks, there are only a few local banks, so there is no shortage of customers.
Unlike later generations where there were provincial banks and municipal banks, even counties had county-level banks.
In a word, whether you want to lend or not, we don’t need you.
"Manager Ouyang, why did I hear that the odds you gave to others were even lower than this, only ten points?"
Ouyang Jing smiled slightly, "County Magistrate Qi, you are joking. How can there be such a low interest rate? How can our bank survive?"
"No, no, no, I must have absolute information to say this. I won't tell you who it is, but I'm sure you have a 10-point interest rate."
Ouyang Jing's expression changed and she stopped smiling. "If there really is, it is not within my authority to approve it. Besides, you are only a county-level unit. 13 million is not a low amount to approve points."
Qi Tongwei thought about it and felt that what Ouyang Jing said made sense, so he picked up the document and prepared to sign it.
Suddenly, Ouyang Jing held down the document and asked with a smile: "County Magistrate Qi, I heard that your Hekou County has received several investments recently. Why do you still need loans?"
Qi Tongwei asked back: "Manager Ouyang, we are using the county government's name to borrow money. We don't need to explain to your bank what we are doing specifically."
Ouyang Jing smiled faintly, "Of course, this is just my personal curiosity. I wonder if this can satisfy the curiosity of a little woman like me."
"Building roads."
"Build roads? Twenty million for building roads?"
Qi Tongwei nodded seriously, "Is it strange?"
"Not surprising, it seems your county is preparing for a big move."
Qi Tongwei said leisurely: "Planting phoenix trees will attract phoenixes."
Ouyang Jing smiled mysteriously, "County Magistrate Qi, to show my support for your county, I can give you two more points."
Qi Tongwei was startled and sat up straight, "Manager Ouyang, what do you want?"
"I have a friend who works in construction. If your county needs me, I would be very grateful."
"Oh? I wonder what the qualifications of that company are?"
"The company is called Dalu Construction. You don't have to worry about its qualifications. This company has been established for nearly five years and has undertaken many government projects in cities and counties. It is considered one of the first construction companies in Handong and has a very good reputation in the industry."
Qi Tongwei held up a finger and said, "10 points!"
Ouyang Jing smiled and stretched out her right hand, "Thank you for choosing my bank."
...
When Qi Tongwei returned to Hekou County, the loan from Jingzhou City Bank had already been approved.
Along with the loan came a construction company.
The boss of the company is named Wang Dalu.
The executive deputy county magistrate who once took the blame for Li Dakang in Jinshan County.
Wang Dalu is very talkative and has his own ideas about road construction planning.
Based on the terrain of Hekou County, a plan that satisfied Qi Tongwei was quickly made.
It also dissuaded Qi Tongwei from asking Liu Feifei for some design drawings.
After all, it's not good to owe too many favors.
The two stood at the entrance of the county town, looking at the scenery of the plain and chatting. The refreshing autumn breeze made them feel refreshed.
"Mr. Wang, I didn't expect that you are so young but have such insights into urban planning. I really admire you."
Wang Dalu sighed and said with a smile: "To be honest with County Magistrate Qi, a few years ago I was also as young as you and also worked as the executive deputy county magistrate, but it was precisely because of the road construction that I left that position.
As the place where I fell, or the scar I got, I can say that I have always kept it in my mind. This memory makes me extra serious and careful when repairing the road. "
"It's Jinshan County, right?"
Wang Dalu was surprised. "How did you know?"
Qi Tongwei smiled and said, “As a former executive deputy county magistrate, you shouldn’t ask such a naive question.
This is an era of rapid information development, and your company is undertaking such an important project in Hekou County. It is impossible for me not to send someone to investigate.
In China, it is very difficult for ordinary people to obtain information, but this certainly does not include people like you and me."
Wang Dalu agreed: "Yes, yes, power and money are really good things."
"Mr. Wang, this may be a little abrupt, but I am an extremely curious person. I have a question that has been bothering me these days. I wonder if you can help me solve it?"
"Please say."
"According to the information I received, you must have taken the blame for Li Dakang. Why did Li Dakang's wife Ouyang Jing strongly recommend you to me and even to other companies that wanted to take out loans?"
There was a hint of unnaturalness in Wang Dalu's eyes, but he immediately concealed it.
But it was still captured by Qi Tongwei.
Qi Tongwei always felt that the relationship between the two in the play was very abnormal.
Not only did he often stay alone in the villa given by Wang Dalu, but he also drank.
Moreover, even when Ouyang Jing wanted to divorce Li Dakang, she still used this as a threat to win the land of Dafeng Factory for Wang Dalu.
The relationship is truly extraordinary.
Wang Dalu smiled with a hint of sarcasm, "To be honest, I was forced to resign and set up this construction company with the 50,000 yuan that Yi Xuexue and Li Dakang lent me.
Now that the company is on the rise, I don't want to take advantage of them, so I want to give them some shares.
But Li Dakang is a high-ranking official, and he doesn’t think highly of my small company.”
Qi Tongwei continued, "So you thought of a way to save the country?"
"You can say that Ouyang Jing is my college classmate. She is much more flesh and blood than Li Dakang." Wang Dalu said and looked at Qi Tongwei, "County Magistrate Qi, you won't report us, right? After all, in a sense, Ouyang Jing and I have teamed up to cause the loss of national assets."
Qi Tongwei was stunned for a moment, then burst into laughter: "Boss Wang, you are joking. If I report you, who will approve the funds for me? I don't know how many officials in Handong hate me to death."
Wang Dalu also laughed.
There was both arrogance and complacency in the laughter.
...
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