Rebirth of Minister Qi

Chapter 970 Confrontation

"Yes, it's Qian Rongcheng.

Of course Shi Hongxing had no reason to guarantee him. He was from a private enterprise, and we were a state-owned enterprise. How could we possibly guarantee him?

However, Qian Rongcheng directly threatened Shi Hongxing, saying that the 4.7 billion transaction of the two mines had an inside story of 1 billion in transaction fees.

If Shi Hongxing doesn't guarantee him, the inside story of the one billion will be exposed. I am now keeping an eye on this inside story.

Of course, it was not just Qian Rongcheng. We had 700 million yuan in that private fund, which was lent to two people. One was Qian Rongcheng, and the other was Cai Chenggong of Dafeng Factory, the clothing tycoon.

I also hope you can keep an eye on this Cai Chenggong, after all, it involves 700 million yuan of state-owned funds."

After hearing what Du said, Liu Liyi rushed to He Qingquan's office. After obtaining approval, he immediately arranged a follow-up team.

In the conference room, two rogues are putting on a very exciting show.

"Chairman Qi, I really have no other choice. My son has been detained by debt collectors. Please save me.

It would be best if the loan could be extended for a while longer.”

The one who was speaking was Qian Rongcheng, and his words were sincere and heartfelt. If Shi Hongxing had not already given Qi Benan a heads-up, she might have really been fooled by the man in front of her. With his acting skills, even if he couldn't run a business, he could still get a role in a store and not starve to death.

The reason this guy has ended up in this state is that he is too shameless. He has lost all his credit and no partner is willing to believe in him anymore.

The same was true of Cai Chenggong standing by, who kept talking nonsense and said he had been cheated all the time.

However, they all have one thing in common, that is, they all invested in coal mines and lost all their money. For a moment, Qi Benan's mind was full of thoughts, and finally they converged into one sentence: Jingzhou Energy's main business is coal mining, so when will it be profitable?

Qi Benan and several middle-level managers had already discussed a preliminary plan.

“We have also made a simple repayment plan for both of you.

One is to abolish your previous interest rate plan, which was usury in the first place, and our state-owned enterprises will definitely not recognize it.

According to the principal of your loan, Mr. Qian has 500 million yuan and Mr. Cai has 200 million yuan. I think you should acknowledge this as the principal.

We no longer recognize any interest that you and the fund have paid in the past. Anyway, you haven't paid the interest for half a year, otherwise the fund wouldn't have sent a debt collection angel to your door to collect the debt.

The interest for this half year will be calculated based on the bank's loan interest plus our group's own regulations, which is an annual interest rate of 10%. That means you, Mr. Qian, will need to pay 2.5 million in interest, and Mr. Cai will need to pay 1 million in interest.

It's fair, and you don't have any collateral, but we require that you pay off the principal and interest before our first quarter settlement next month."

When they heard that they had to repay the principal in advance, they were both furious and started crying again, almost clinging to Qi Benan's thigh.

At this time, Qi Ben'an launched the second plan.

"But we have a second plan. Would you like to listen to it?"

In order to avoid paying back the money, the two are willing to do anything. Even if Qi Benan asks them to kneel down and call him dad, I'm afraid they will do it without hesitation.

“Well, since both of you are willing to listen, I will tell you about the second plan.

Increase collateral.”

As he spoke, Qi Ben'an glanced at the two of them separately.

“Don’t rush to speak, you know best what collateral you have.

Mr. Cai, what you have is the land of Dafeng Factory in Guangming District. If you cannot repay the loan on time, we have the right to purchase this land at the market price.

The extra money is of course yours."

This is the advantage of state-owned enterprises. In the past, Gao Xiaoqin's Shanshui Group obtained this land by directly borrowing tens of millions of yuan without having to pay a penny more.

But state-owned enterprises cannot do this. Even if the land is mortgaged, they cannot just take it directly. Instead, they have to find a third party to assess the market price. After further negotiation between the two parties, the land can be handed over to the state-owned enterprise.

If this piece of land is really worth 1 billion yuan, then Jingzhou Zhongfu will have to pay nearly 800 million yuan to Dafeng Factory as payment for the land sale.

If this piece of land is not worth the 200 million yuan loan, then Qi Benan will not make any concessions. After getting the land, Cai Chenggong will still have to pay back the remaining money.

Cai Chenggong instinctively did not want to use the land as collateral because he only owned 49% of the shares, with the rest held by the employee stock ownership plan.

In addition, under Li Dakang's trend of large-scale demolition and construction, the Guangming Lake project in Jingzhou City is in full swing, and the land price is rising every day. Although it is not worth 1 billion yuan now, it should be worth 600 to 700 million yuan.

Qian Rongcheng is different. His steel plant building has been mortgaged for many years. He is a high-level deadbeat.

"Mr. Qi, our land is worth more than 500 million yuan. Can we increase the loan amount?"

Qi Benan was amused by his words.

“Mr. Qian, this money was not a formal loan in the first place. It was lent to you by corrupt officials who misappropriated it.

If you don’t want to, I will follow the original plan and sue directly.”

Qian Rongcheng was very anxious at this time. There were many people in the meeting room. If Cai Chenggong and others were not there, he would directly use the words he used yesterday to threaten Shi Hongxing. This card was his last card.

After signing the new repayment contract, Cai Chenggong still left, and in the end he still used the land of Dafeng Factory as collateral.

At this time, the Guangming Peak project had not yet been pushed to the Dafeng Factory, and the actual value of this land was only more than 200 million yuan. Qi Benan was actually giving a lot of face.

If the Guangming Peak project is pushed to the Dafeng Factory, the value of this land will definitely appreciate rapidly. Cai Chenggong obviously has this in mind. As long as the Guangming Peak project reaches this stage, his land will have a higher valuation.

After obtaining the mortgage, Jingzhou Zhongfu will immediately go to the High Court and major banks to file a record to confirm whether there is any duplicate mortgage. As for any mortgage contract signed privately, Jingzhou Zhongfu will ignore it as long as it is not filed in advance.

This is the strong position of state-owned enterprises in the domestic economic ecological chain under the current system. No matter how strong private enterprises are, it is difficult for them to compete head-on with super state-owned enterprises like Zhongfu Group.

Qian Rongcheng was reluctant to sign the new agreement, and Qi Benan noticed that he just had something he wanted to say quietly. After Cai Chenggong left, only Qi Benan and Qian Rongcheng were left in the meeting room.

The door opened with a creak, and Du came back and whispered something in Qi Benan's ear. Qi Benan looked at him with surprise, and Du nodded in response.

"Mr. Qian, if you have anything to say, say it now."

Shi Hongxing and Niu Junjie also pushed the door open.

Qian Rongcheng was a little surprised. Is Shi Hongxing really not afraid? This matter has become known to everyone?